Analyze client needs and gain an understanding of the following:

• Return requirements, income needs and tax implications

• Tolerance to risk and loss of capital

• Time Horizon

Diversification reduces portfolio volatility without reducing return

Diversify by geography, asset class and investment management style

Summary document used as foundation for client’s investment decisions

Describes the objectives of portfolio, investment guidelines and targets appropriate asset allocation and any investment constraints

Criteria for selection includes:

• Quantitative Analysis

  • Focus on consistency of returns, value added vs. benchmarks, level of diversification and adherence to investment style

• Qualitative Analysis

  • Focus on Investment Manager’s investment philosophy, risk management, proficiency of its people and management, process and code of ethics

Recommend a customized portfolio that adheres to your Investment Policy Statement

• Strategic asset allocation

• Multi-dimensional diversification

Monitor the events that shape our client’s lives and their financial goals

Study the trends and developments that shape the global investment environment, that drive our economy and ultimately affect your portfolio’s performance

Quantitative and qualitative reviews look for signs of potential deterioration in performance

• Deviation from the investment mandate

• Consistent under performance

• Departure of key investment personnel from Investment Manager

• Merger or acquisition

Our investment process forms a direct partnership with our clients, the lines of communication are always open